Funeral Cash Plan
Money when your family needs it
We provide funeral cash cover for families in Zimbabwe.
Cover yourself, your spouse, children, parents and wider family.
From $1.35 a month per $1,000 of cover
What it costs
You choose the cover for each person. You pay a set amount for every $1,000 of cover.
| Who | Per $1,000 a month |
|---|---|
| Main member | $1.35 |
| Spouse | $1.35 |
| Other adults | $1.60 |
| Child | $0.42 |
Your spouse pays the main member rate. Prices in US dollars.
Example family
You and your spouse at $5,000 each, two children at $2,000 each, and one parent at $3,000.
| Main member, $5,000 cover | $6.75 |
| Spouse, $5,000 cover | $6.75 |
| Child, $2,000 cover | $0.84 |
| Child, $2,000 cover | $0.84 |
| Parent, $3,000 cover | $4.80 |
| Total a month | $19.98 |
What you get
The benefit is paid as cash or funeral services. If services cost less, we pay the balance in cash.
- Cover from $250 to $6,000 per person
- Main member aged 18 to 65
- Spouse at the same rate and the same cover as you
- Children from birth to age 23
- Up to 4 parents or parents-in-law
- Up to 10 extended family members
- Adult dependants can join up to age 80
- No dependant can have more cover than the main member
- Groups of more than 20 people may get up to 10% off. Ask us.
Waiting periods
- Accidental death: none.
- You, your first spouse and your own children under 23 wait 3 months for natural-death cover.
- Other dependants wait 6 months for natural-death cover.
- We exclude suicide for 24 months.
Cancellation and missed payments
- You have a 30-day cooling-off period.
- If you cancel within 30 days, we refund your first premium.
- You have a 15-day grace period for monthly premiums.
- You have a 30-day grace period for annual premiums.
What we do not cover
- We do not cover war, riot or civil unrest.
- We exclude suicide for 24 months.
- We do not cover claims from criminal acts or fraud.
Questions
- Who can join?
- You can join from 18 to 65 as the main member. You can add family up to 80.
- What does it cost?
- You pay per $1,000 of cover for each person. See the table above.
- When do you pay?
- We pay within 72 hours of receiving a complete claim.
- How do I claim?
- Send the claim form, death certificate and ID copies. WhatsApp us to start.
- How do I pay?
- By EcoCash, Telecash, stop order or cash at our offices.
- Can I cancel?
- Yes. Cancel within 30 days and we refund your first premium. Monthly payers get a 15-day grace period, annual payers 30 days.
We pay within 72 hours of receiving a complete claim.
This summarises the product. Your policy document sets the full terms, conditions and exclusions.
Call or WhatsApp
+263 714 682 721Website
www.risecapital.co.zw
Ready when you are
Choose the cover for each person and see your monthly premium instantly.